How much you need
How much money do you need to retire in Mexico?
Most people think of retirement as an age. That is a mistake of units: retirement is an amount. The right question is how much capital you need to build up so that your investments pay you each month what you want to receive, without touching the capital that generates it.
That amount depends on three things about you: when you were born, at what age you want to stop working, and how much you want to receive each month. From those, you calculate the capital you have to build up, what you invest each month, and what inflation will do to the amount you asked for.
The Proyecto 5% calculator gives you those numbers in seconds and at no cost. It is the starting point of any serious decision, because you can plan against a number; against a vague idea you can only postpone.
Written in August 2026. Any statutory figures and official values appearing here correspond to that date.
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