Why an investment plan with index funds is a different animal

An investment plan with index funds does one thing and does it in full: it turns your contribution into holdings in the largest companies in the market, such as those in the S&P 500 or the Nasdaq, without diverting a share to cover you never asked for.

The difference shows in three places. In cost, because there is no monthly insurance charge eating the return. In transparency, because you can see at any moment where your money is. And in ownership, because the capital stays in your name at a regulated institution you can verify yourself.

This is what Proyecto 5% designs: the route with index funds to reach the capital you have to build up. The starting point is your number, and the calculator gives it to you free.